Meet David Lowe
Medicare guidance. Social Security insight.
One person you can actually reach.
I’m an independent Medicare agent and Registered Social Security Analyst helping people make clearer, more informed decisions about Medicare, Social Security, and retirement transitions. I created Mirkwood55 to offer personal guidance without call-center pressure.
Independent • Personal • Reachable
Why I Built Mirkwood55
01
Medicare Guidance
Clear, personal help understanding your Medicare options, doctors, prescriptions, costs, and enrollment decisions.
02
Social Security Insight
Personalized guidance around claiming timing, spousal benefits, survivor benefits, and working while receiving Social Security.
03
Long-Term Support
You work directly with me—not a call center—and you can reach me when questions come up later.
My Story
I didn’t build Mirkwood55 to become the biggest Medicare agency.
I built it because I believe people deserve something better than being treated like a policy number.
Too many people are forced to navigate Medicare and Social Security through television commercials, confusing mailers, or call centers where they speak with someone different every time they call. These are important decisions that deserve personal attention.
As an independent Medicare agent and Registered Social Security Analyst®, my goal is simple: provide clear, straightforward guidance so you can make informed decisions with confidence. Whether we’re reviewing your Medicare coverage or discussing Social Security claiming strategies, I want you to understand your options—not feel pressured into a decision.
When you choose to work with Mirkwood55, you work directly with me. I believe being local, independent, and reachable isn’t just good service—it’s the way this business should be done.
My Credentials
Independent Medicare Agent
As an independent agent, I’m not limited to a single insurance company. My goal is to help you compare your options and find coverage that fits your doctors, prescriptions, budget, and personal needs.
Registered Social Security Analyst®
The RSSA® designation allows me to provide personalized Social Security claiming analysis based on your unique circumstances—not generic online calculators or one-size-fits-all advice.
Clear Personal Guidance
Mirkwood55 helps individuals and couples make more confident Medicare and Social Security decisions through clear, personal guidance you can actually rely on.
Personal • Independent • Reachable
When you call Mirkwood55, you speak directly with me. No call centers. No rotating representatives. Just one trusted local resource before, during, and after your Medicare enrollment.
Let's Talk About Your Situation
Every Medicare and Social Security decision is personal. Whether you’re approaching age 65, already enrolled in Medicare, or deciding when to claim Social Security, I’m here to help you understand your options.
My goal isn’t to pressure you into a decision. It’s to give you the information and guidance you need to make the choice that’s right for you.
Personal. Independent. Reachable.
Helping individuals and couples make confident Medicare and Social Security decisions—with clear guidance from one person who takes the time to understand their situation.